Insurance companies are incredibly sly and strategic when it comes to injury claims. They try to reject the claim or decrease the compensation amount by interviewing the victim right after the accident. They take advantage of the vulnerability of accident victims and use their statements against them. The plaintiffs are generally unstable, so they are more prone to say something that can harm the case’s outcome. Consult a Cheyenne car accident lawyer to protect your claim.
Calls by Insurance Companies
You may receive a call from the insurance representative after a few days following the accident. However, it is necessary to be aware that you are not obliged to speak with them or return their call. The best option would be to delegate the call to your attorney and let them take over the conversation on your behalf.
In case you do pick up the call, make sure to be careful of your words. It is crucial to keep in mind that the insurance company is not your well-wisher. They are not looking out for you. Their sole aim is to minimize the claim amount. They can go through any extent to dig up information that can support their aim. They are likely to use the conversation against you, so be cautious while attending the call.
To protect your claim, make sure to follow these tips if the insurance company is questioning you.
- Avoid making any comments on your injuries. Do not use statements like “I’m fine” or ” I’m doing well.” If the adjuster enquires about the injury, do not give complete information about it. Just say that you are getting the required medical treatment or ask your lawyer to handle it.
- Do not overextend yourself, only respond to the question asked by the adjuster and avoid giving out unsolicited information.
- Do not let them convince you to give a recorded statement.
- Give factual information instead of giving your output or opinion.
- Make sure to note down the name and contact information of the adjuster who interviewed you, as this information may be required later.
- Avoid guessing the answers. If you are unaware or unqualified to answer something, simply make it known. You are not obliged to answer everything. Make sure to provide only that information which you are sure of.
- Make notes of the interview and jot down all the questions asked by the representative and the answers provided by you.
- Try to maintain honesty and avoid lies or exaggeration while answering the questions.
